Last Updated: 11/26/25

1. General Disclaimer The information provided on www.hdmdh.com (the «Site») and by H&dM Digital Hub is for general informational and educational purposes only. Nothing on this Site constitutes professional legal, financial, or business advice.

2. No Guarantees of Income While we make every effort to ensure that we accurately represent all the products and services reviewed on this Site and their potential for income, it should be noted that earnings and income statements made by H&dM Digital Hub and its advertisers/sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

3. Results May Vary As with any business, your results may vary and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire, and motivation.

4. Business Risks There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which could reduce results you experience. We are not responsible for your actions.

5. Limitation of Liability The use of our information, products, and services should be based on your own due diligence and you agree that H&dM Digital Hub and the advertisers/sponsors of this Site are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this Site.

6. Forward-Looking Statements Materials on this Site may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as «anticipate,» «estimate,» «expect,» «project,» «intend,» «plan,» «believe,» and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

7. Contact Information If you have any questions about this disclaimer, please contact us at:

• Email: digital@hdmdh.com